Is this good for hobbyists & makers?

Yes — this version of "DCF Valuation for a dollar-cost-average plan" is framed for hobbyists & makers exploring it for fun. Play with real physics and math, no license and no setup — just open and tinker.

Do I need to install anything?

No. It runs in any modern browser, free, with no account required.

For Hobbyists & Makers · DCF Valuation

DCF Valuation for a dollar-cost-average plan

Built for hobbyists & makers exploring it for fun. Play with real physics and math, no license and no setup — just open and tinker. Simulate a dollar-cost-average plan live below — adjust the inputs and watch it respond, right in your browser.

DCF ValuationLive

what future cash is worth today

Controls

Presets

Year-1 cash flow ($)

Growth rate (%)

Discount rate (%)

Terminal growth (%)

Forecast years

Discounted cash flow values a business as the present worth of all its future cash. Distant cash is worth less because of the discount rate, and a terminal value captures everything beyond the forecast horizon. Educational tool, not financial advice.

▶ Run in Python

Data Inspector

PV of forecast$905

Terminal value (PV)$1225

Total valuation$2130

Governing equation

V = t = 1 \sum 10 \frac{F C F _{t}}{( 1 + r ) ^{t}} + \frac{T V}{( 1 + r ) ^{10}}, r = 0.10, T V = $1225

Reading this result: A 2.0-point gap between discount and growth shrinks each later year of present value; the terminal still accounts for 57% of the total.

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Frequently asked questions

Is this good for hobbyists & makers?: Yes — this version of "DCF Valuation for a dollar-cost-average plan" is framed for hobbyists & makers exploring it for fun. Play with real physics and math, no license and no setup — just open and tinker.
Do I need to install anything?: No. It runs in any modern browser, free, with no account required.